Solutions / Freelancers

Invoice. Expense.
Tax-ready. All in one chat.

You design, code, shoot, write, consult. Dotio handles the boring side: sending invoices, chasing late clients, tracking expenses, prepping taxes, all in one chat.

Freelancer using Dotio
What your AI team does

Your finance team
handles most of it.

Books your transactions

Forward an email, snap a photo, or just tell your team. Your bookkeeper categorizes all. No more month-end chaos.

AWS
AWS Cloud
Notion
Notion Software
Lyft
Lyft Travel
Wave · INV-184Paid
North · INV-183Sent
Helio2 · INV-182Draft

Invoices & payments

Tell your AI team: "Invoice Wave $3K for March." Done automatically. Late payer? Now with Dotio you can set scheduled reminders and your AI team sends reminders on your schedule. In a very polite and persistent way. All integrated.

Business insights

Ask "How's revenue this month vs last?" "Are we profitable, if not why?" Real answers in seconds, anytime you ask.

Revenue
+18%
vs last month
Up 18%. Great momentum!
MCP · live

Connect Dotio with your favorite AI Agents

Connect Dotio to your workflow and generate reports, use your agents directly from your prompts in your favorite apps.

See how

The team keeps growing.

New specialists arrive every month. Every agent works with the others, so value compounds.

See how
Sound familiar?

Being your own back office
is killing your billable hours.

Solve most
Time

Wasted time

You're making invoices in Word on the weekend, when you should be off the clock, or actually billing.

Start now
Chaos

Receipts everywhere

Stuffed in your wallet, buried in your inbox, scattered across your camera roll. None of it categorized.

Start now
Chasing

The awkward email

The one you keep meaning to send to a late-paying client. It's been three weeks. You still haven't written it.

Start now
Tax

Tax-season anxiety

Nothing's organized, nothing's categorized, and April is closer than you think. The dread starts in February.

Start now
Math

The unknowns

After taxes, expenses and unpaid invoices, you actually have no idea what an hour of your time is worth.

Start now
Cash

Cash-flow rollercoaster

Three good months, then nothing. Lumpy income makes every budget a guess and every quiet week a panic.

Start now
Mix

Personal vs work

One card for groceries, one for client gear, sometimes you swap them. Then nothing reconciles at month end.

Start now
From Dotio's team
"Freelancing is hard, you don't need more stones in your path. Dotio can lift a few"
Ramon S. · Co-founder
What your AI team does

Your back office,
handled.

Sends client invoices in seconds

Imagine if you could ask your AI team "Invoice Acme $4,500 for March." Sent with payment link. Recurring? Save it. Templates remembered. Done.

Wave Sent
Invoice total Due date
$4,500.00 Apr 30, 2026
Wave · INV-184Paid
North · INV-183SentPaid
Helio2 · INV-182DraftSent
Nonsense · INV-181Paid

Chases late payers, politely.

Soon you will be able to set reminders and crons. Day 7 nudge, not a problem, we can program that. Day 14 firmer tone, possible. The idea is to build a back office of agents that can help.

Books expenses from photos

Snap a receipt. AI categorizes, "Software", "Travel", "Equipment". Stored, attached, ready for taxes.

AWS
AWS Cloud
Notion
Notion Software
Lyft
Lyft Travel

Tells you what you actually earned.

Net of expenses, taxes and unpaid invoices. What you really took home, by month and by client. The numbers your gut never knew.

Financial overview
Cash in
$9,200 last 30 days
Cash out
$2,840 last 30 days
Cash in bank
$6,360 last 30 days
Best month yet 🎉 Take-home is up 16%, with $6,360 saved this month View insights
Made for solo

Everything you need.
Nothing you don't.

Live now
Feat · live

Invoicing

Generate invoices on the go, recurring, multi-currency. Sent with a payment link via Stripe.

Learn more
Feat · soon

Payment links

Get paid faster. Card, bank transfer, on every invoice. Your client pays in two clicks.

Learn more
Feat · live

Receipt scanner

Snap and forget. AI categorizes, Software, Travel, Equipment, and stores it.

Learn more
Feat · live

Tax Pack

Ask your agents to help you get the tax pack ready before accountant asks you to.

Learn more
Feat · soon

Payment reminders

You can program your agents to follow up unpaid invoices, and help you get paid.

Learn more
Feat · live

Your numbers

What you keep after expenses, taxes and unpaid invoices. Real numbers, updated live.

Learn more
Feat · live

Export Reports

Bundled for your accountant. Books, expenses, categorizations, in one pack.

Learn more
Feat · live

Mobile-first

With Dotio Go talk to your AI team on the go and more, all from your phone. Voice coming soon.

Learn more
What changes

Get back
your weekends.

Get eight hours back every month.

Median time freelancers reclaim from admin if they automate the functions using tools like Dotio and agentic finance tools.

Fourteen days less to get paid.

Is the average drop in days-to-paid for freelancers running automatic late-payer reminders versus those who don't.

Start now
Tax pack · 30 min

Imagine Tax prep done in thirty minutes, not days.

Books, expenses, categorized. Package organized and ready to send to your accountant when you need them the most.

Start now
★★★★★

"The biggest struggle has been setting aside enough money throughout the year to pay my taxes, because I don't know how much it will be."

FM
Freelance filmmaker
WorkLife · 2024
Dotio Go

Your finance team,
in your pocket.

Voice. Chat. On-the-go. Talk to your team between meetings, snap a receipt, send an invoice from a coffee shop.

FAQ

Frequently
asked

Everything teams ask before they roll Dotio out. If something’s missing, our team replies within a few hours.

Talk to us 24/7
Do I need to understand finance to use Dotio?
No. That’s the whole point. You talk like you’d talk to a person. Your AI team understands finance - you don’t have to. We want you to ask in plain words, like you’d talk to a person.
Is there a free trial?
Plans come with a 14-day money-back guarantee (excl. credit packs). Full access and free onboarding from day one, and a full refund of your first payment if it’s not for you.
What happens when I run out of credits?
Your credits refresh every month, and plans are built to give you plenty. Need more? Top-ups are affordable and instant. If you ever run out, your AI agents simply pause until you top up or the next month starts. Everything else stays put: your data, dashboards, files, and reports.
Can I still use my own accountant?
Yes. Dotio works alongside your accountant, not instead of them. Give them access or export what they need in one click.
Is my data safe?
We take it seriously. Every company’s data is fully isolated from every other, encrypted in transit and at rest, and hosted with vetted providers, and we never sell it or use it to train AI models. No system can ever be guaranteed 100% secure, but you can see exactly how we protect yours on our Security page.
What languages do you support?
English, Spanish, Portuguese, French, German, Italian, and Polish. We’re building Dotio for every freelancer, founder, and small business in the language they work in, to make finance invisible.
Can Dotio work for my specific type of business?
Almost certainly. Dotio adapts to how your business works, from a hair salon to a B2B SaaS company. It’s general business software. One caveat, Dotio isn’t built for regulated activities like health, crypto, bank, fund, or insurer. For everyday business finance, it fits.

The AI finance team for
modern businesses.

Ask for an AI summary of Dotio

Making finance invisible for modern businesses. Join Dotio today and hire the team you can't afford

© 2026 Dotio. All rights reserved.
AI can make mistakes. Not legal, financial or tax advice.