Dotio Agents / Agentic Finance

Meet your AI team of specialists,
not chatbots.

Each agent is a specialist who learns your business, talks to the others, and works while you sleep. The team keeps growing.

Small business owner using Dotio
What your AI team does

Your finance team
handles most of it.

Books your transactions

Forward an email, snap a photo, or just tell your team. Your bookkeeper categorizes all. No more month-end chaos.

AWS
AWS Cloud
Notion
Notion Software
Lyft
Lyft Travel
Wave · INV-184Paid
North · INV-183Sent
Helio2 · INV-182Draft

Invoices & payments

Tell your AI team: "Invoice Wave $3K for March." Done automatically. Late payer? Now with Dotio you can set scheduled reminders and your AI team sends reminders on your schedule. In a very polite and persistent way. All integrated.

Business insights

Ask "How's revenue this month vs last?" "Are we profitable, if not why?" Real answers in seconds, anytime you ask.

Revenue
+18%
vs last month
Up 18%. Great momentum!
MCP · live

Connect Dotio with your favorite AI Agents

Connect Dotio to your workflow and generate reports, use your agents directly from your prompts in your favorite apps.

See how

The team keeps growing.

New specialists arrive every month. Every agent works with the others, so value compounds.

See how
Meet your AI team

Specialists, not chatbots.

Each agent is a specialist who learns your business, talks to the others, and works while you sleep. The team keeps growing.

Live now
Agent · live

CFO

Coordinates the team & plans ahead. Answers "can I afford this?" Tells you what's coming before it hits.

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Agent · live

Accountant

Tracks every dollar in and out. Books expenses. Keeps your numbers in line and as expected.

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Agent · live

Analyst

Pulls any data you ask for. Runs forecasts. Answers questions in seconds.

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Agent · live

Tax Guide

Helps you prep for tax season. Gives you info in context, and helps you gather data.

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Agent · live

Bookkeeper

Helps you keep your books and transactions. Smart categorization, less backlog.

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Agent · live

Accounts Payable

Manages vendor invoices. Tracks what you owe. Helps you manage automatically or manually.

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Agent · live

Document Creator

Generates PDFs, Excel files, investor decks, reports, proposals. On command.

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From Dotio's team
"We understand finance is hard, with Dotio we want to make it invisible"
Pedro O. · Founder
Coming soon
Agent · soon

Treasury

Bank reconciliation, cash position, payment scheduling.

Learn more
Agent · soon

Collections

Chases unpaid invoices and sends reminders.

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Agent · soon

Legal Overview

Reviews contracts, flags risks, summarizes terms.

Learn more
Agent · soon

Compliance

Ask about filing deadlines, VAT returns, payroll tax.

Learn more
Agent · soon

Hiring Planner

Cost impact of new hires, runway with team growth.

Learn more
Agent · soon

Budget Watchdog

Variance alerts on spend categories.

Learn more
Agent · soon

Pricing & Unit Econ

Margin per product, customer profitability, LTV.

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Agent · soon

Vendor Manager

Vendor onboarding information, research and documents.

Learn more

Dotio's MCP for any AI

Connect Dotio to your workflow and generate reports, use your agents directly from your prompts in your favorite apps.

FAQ

Frequently
asked

Everything teams ask before they roll Dotio out. If something’s missing, our team replies within a few hours.

Talk to us 24/7
Do I need to understand finance to use Dotio?
No. That’s the whole point. You talk like you’d talk to a person. Your AI team understands finance - you don’t have to. We want you to ask in plain words, like you’d talk to a person.
Is there a free trial?
Plans come with a 14-day money-back guarantee (excl. credit packs). Full access and free onboarding from day one, and a full refund of your first payment if it’s not for you.
What happens when I run out of credits?
Your credits refresh every month, and plans are built to give you plenty. Need more? Top-ups are affordable and instant. If you ever run out, your AI agents simply pause until you top up or the next month starts. Everything else stays put: your data, dashboards, files, and reports.
Can I still use my own accountant?
Yes. Dotio works alongside your accountant, not instead of them. Give them access or export what they need in one click.
Is my data safe?
We take it seriously. Every company’s data is fully isolated from every other, encrypted in transit and at rest, and hosted with vetted providers, and we never sell it or use it to train AI models. No system can ever be guaranteed 100% secure, but you can see exactly how we protect yours on our Security page.
What languages do you support?
English, Spanish, Portuguese, French, German, Italian, and Polish. We’re building Dotio for every freelancer, founder, and small business in the language they work in, to make finance invisible.
Can Dotio work for my specific type of business?
Almost certainly. Dotio adapts to how your business works, from a hair salon to a B2B SaaS company. It’s general business software. One caveat, Dotio isn’t built for regulated activities like health, crypto, bank, fund, or insurer. For everyday business finance, it fits.

The AI finance team for
modern businesses.

Ask for an AI summary of Dotio

Making finance invisible for modern businesses. Join Dotio today and hire the team you can't afford

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AI can make mistakes. Not legal, financial or tax advice.